CHIP Office

145 Broadway Street

Voice: (740) 288-2309   Fax: (740) 286-9682

Hours of Operation

Monday - Thursday

8:00 am to 12:00 pm

Contact Us



        All of Jackson’s housing activities are for the benefit of low and moderate income persons as defined by HUD as 80% of the area median income or below.  For example, a single individual may have an annual income of $28,350 to qualify for the city’s programs; a family of two may have an annual income of $32,400  and so on.              

The first activity in the city’s Community Housing Improvement Program (CHIP) is “New Construction”, which may include: 

·         Purchasing land, constructing a new unit, and selling it

·         Assisting a household with a city lot to develop a house on it

·         Assisting a household to purchase a lot and develop a house on it. The City may undertake “stick built” units, manufactured units, or modular built units.  Basic criteria for site selection is that the site must:

·         be capable of being purchased at a reasonable price for the program. This is affected by the possible need for any clearance and grading;

·         be property zoned and capable of being developed within subdivision and health regulations;

·         be out of floodplain or wetland areas

·         not have easements which would inhibit development;

·         be at least 5,000 sq. ft. in size with a 40 ft. frontage;

·         be in an area suitable for residential development where there is no likelihood of any adverse environmental conditions;

·         have available city water, sanitary sewer, storm drainage and other utilities such as gas and/or electric.


The city currently has 3 vacant lots for sale for the development of new single family housing.  It also has financial assistance available to lower income households to develop their houses.  For example, a household of 3 may have an annual income of $36,450 and must be able to obtain private mortgage financing for a portion of the cost of the house.  Qualified households may be able to obtain financing through the US Department of Agriculture.

The second CHIP activity is “Owner Home Repair” which is made available to residents within the city limits.  Under this activity repair assistance will be limited to owner occupied units.  In order to be eligible to receive assistance an applicant household must meet all the following criteria:

 ·         be an owner-occupant of a dwelling unit in the city;

·         have a total household income at, or below, 80% of HUD Section 8 Median Family Income Limits (based on   

      household size) for Jackson County; and

·         reside in a dwelling unit which has experienced a defects that would qualify as a home repair project in accordance with the city’s CHIP standards.  Basically, the defect(s) must constitute a threat to the health or safety of the occupant(s) or a threat to the continued integrity of the structure.

 Assistance is limited to correcting no more than 2 defects which meet the above criteria in any dwelling unit.  The Home Repair Activity will offer deferred loans to very low income occupants.  This means that, as long as you reside in this dwelling unit, the loan will not be repayable and will expire in five (5) years.  Home Repair activities shall be limited to no more than $8,000 per unit.

If you are interested in the city’s Community Development CHIP program or have any questions please call Jan at 288-2309 or visit us at 145 Broadway Street (the Memorial Building).


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